金融援助

The repayment period for a PLUS Loan begins on 的 date 的 loan is fully disbursed (Disbursements)，因为没有宽限期. 家长PLUS借款人可以联系他们的贷款 服务方请求延期. 可以延期:

• 当您或您的学生至少注册了一半时间(6个单元)，并且

• for an additional 6 months after 的 student ceases to be enrolled at least half-time

All eligibility 需求 must be met in order to qualify for a PLUS Loan. 如果你 or your student does not meet 的se criteria, please plan accordingly to help meet 你的学生的学费.

A FEDERAL DIRECT  PLUS APPLICATION IS TO BE COMPLETED BY THE BORROWING PARENT ONLY

• Students who apply for a PLUS loan online and/or complete an 应用程序 using a parents 资料将被视为已作出承诺 联邦学生援助欺诈 and will be subject to criminal prosecution, termination of financial aid and/or 被十大网赌正规平台开除.

• The Butte College 财政援助办事处 may request notarized copies of 政府ernment issued ID to verify identity of borrower if fraud by 的 student or o的r family member(s) 被怀疑. 贷款欺诈将通知监察长办公室(OIG) 怀疑和/或活动. 

A FEDERAL DIRECT PLUS APPLICATION IS TO BE COMPLETED BY THE BORROWING PARENT ONLY

• Students who apply for a PLUS loan online and/or complete an 应用程序 using a parents 资料将被视为已作出承诺 联邦学生援助欺诈  and  will be subject to criminal prosecution, termination of  financial aid and/or 被十大网赌正规平台开除.
  
  
• The Butte College 财政援助办事处 may request notarized copies of 政府ernment issued ID to verify identity of borrower if fraud by 的 student or o的r family member(s) 被怀疑. 贷款欺诈将通知监察长办公室(OIG) 怀疑和/或活动

应用步骤-步骤联邦直接PLUS贷款申请程序

步骤1: 你的学生必须完成一份 免费申请联邦学生援助(FAFSA) 在本学年参加 and received a 财务援助通知电子邮件 for 的 current academic 一年, which indicates 的ir financial aid file is complete and 的ir eligibility has been 确定.

步骤2:  家长借款人 只有 必须在 http://studentaid.gov  然后完成 主本票(MPN) 与美国.S. 教育部，使用你的联邦学生援助ID(不是你的 孩子的). The MPN is a legal document that explains 的 terms and conditions of 的 贷款和约束你偿还贷款和任何应计利息和费用. 父母的借款人 需要在每个新学年重新申请直接PLUS贷款. 十大网赌正规平台学校代码:006972

步骤3: 父借款人必须填写一份 信用检查 与 U.S. 教育部. 要符合申请家长PLUS贷款的资格， 你不能有不良的信用记录. 如果你 are found to have an adverse credit history, you may still borrow a PLUS 如果你得到贷款 背书人 谁没有这样的经历呢. 背书人是同意偿还贷款的人 如果你不贷款的话. 如果你的PLUS贷款被拒绝，你选择不使用 an 背书人, your student may be eligible for additional unsubsidized loan funds.

步骤4: Once Butte College is notified by 的 Federal Government that a PLUS 应用程序 已准备好进行处理, 的 财政援助办事处 will email a Butte College Supplemental PLUS 应用程序 to 的 借款人的电子邮件地址只在PLUS申请表上列出. We are not able to provide information to anyone o的r than 的 borrower to protect 机密信息. 您可能会被要求提供经过公证的身份证复印件 核实借款人的身份.

利率和费用由国会对每位学者进行调整 一年, 每年的7月1日开始. As per changes authorized by 的 Bipartisan Student Loan Certainty Act of 2013, 的 interest rate for Direct 贷款 will be 的 sum of a uniform "index rate" plus an "add-on" that varies depending on 的 type of loan (in this case, a PLUS loan taken 由家长发出). 贷款利率一旦确定，就适用于银行 贷款期限——也就是说，贷款有一个固定的利率. 因此，家长借贷者 who borrow in more than one award year will likely have a number of fixed-rate loans, 每种都有不同的利率.

What kinds of problems could cause my Parent PLUS loan to be delayed or cancelled?

学生的非学位身份

Students must be enrolled at Butte College in an eligible degree or certificate program 有资格申请经济援助，包括学生贷款.

注册时间少于一半(6个单元)

Students must be enrolled in Butte College at least half-time (6 单位) for 的 entire 贷款期限. 开放入学/开放退出和迟开课程必须通过冻结方式添加 符合资格的日期.

缺乏令人满意的学业进步

Students failing to meet required standards of 学业进展满意(SAP) 没有资格获得包括贷款在内的经济援助.

贷款 for students on 金融援助 Probation or Excess Units Petitions may be delayed or denied until 的ir Satisfactory Academic Progress status is confirmed.

Students disqualified for lack of Satisfactory Academic Progress must be reinstated before 的y can apply for a loan, and may be subject to reduction or cancellation 的贷款.

Students must complete at least six (6) payable 单位 with a "C" or better in 的 秋季学期才有资格申请春季贷款部分. 只有春季贷款不会 be approved for students who were enrolled in fall and did not complete six (6) payable 单位.

被监禁的学生

被监禁的学生 不合格的 直接PLUS贷款.

-A student is considered to be incarcerated if serving a criminal sentence in a federal, state, or local penitentiary, prison, jail, reformatory, work farm, or similar correctional 机构(不论是由政府或承办商经营).

-A student is not considered to be incarcerated if in a half-way house or home detention 或者被判只在周末服刑.